Hey everybody, sorry for posting this. Remember when I said I needed money last month? I did managed to get a little help from my in-laws, plus ANOTHER loan, and paid a few bills with my credit card (which sucks so much, the interests are super high). But I really need help this time. I've been thinking if I should do this post or not, for weeks. I feel super ashamed on doing this, but at least I gotta try.
I already commented with @R-Z-L, and with his encouragement, I decided once for all to ask for your help. So I will just copy my response and edit a bit. But before that, just let me give some context (sorry, the whole thing will be super long, please bear with it).
TL;DR: I am royally fucked with debts. Please, if you can, donate me some money at my paypal: drakulakun@gmail.com. Any help is super appreciated, even sharing this helps. Thank you so much and God bless you all.
I have $20 thousand dollars in debt. This happened over a year and a half, or rather, this has being going since my wife was diagnosed with Leukemia in 2021. She was stuck with treatment in the hospital over the course of 9 months, which the healthcare plan only covered half of it. She also almost died, and was in a coma for 3 days or so. After she recovered, she still had to do checkups and then the healthcare company simply cancelled our plan — because they are a bunch of assholes (fuck you Unimed).
We had to sue, and after they won, they got even more greedy, wanted to screw us more, and then lost the whole thing on court (lol get fucked). Then the issue was over (just now in fact) and we got reinstated. But the settlement money was really low and we used it to pay the lawyer and will use in our rent this month.
Meanwhile, both my dogs got sick, and one of them had to be operated for her leg, while I was just recovering from terrible back pains, that still happens from time to time, due to myself not being fit and being stuck on the chair 8 to 12 hours a day, sometimes even more. Then my dad, which was helping my brother with his retirement, died of Covid. Now I am the one who pays my brother's bills and grocery. My wife got diagnosed with a heavy depression after having cancer, and even tried to kill herself. I also have an undiagnosed depression, but I simply don't have money for treatment (and the healthcare plan doesn't cover). Plus lots of other health problems.
Due to our depression, we started spending money with frivolous things because it was our "kick". Plus, I bought a new cellphone as my old one was dying, 2 months before I lost two of my jobs that was helping us a lot (I had 3, from the same company, and now I only have one). Then as I explain later, my wife also got her salary reduced. She was going to make a company with her father, but cancer kicked right after they opened, so it without her help which was crucial, the company bankrupted. Since she is my father-in-law's other company' associate, she gets a salary while she helps with his company (because my in-law convinced her to resign from her old job to create that company that eventually bankrupted, sigh...). But now they are also having financial problems, and she was the first to get the axe on the paychecks.
I got food poisoning, and then our dogs got sick again, real badly. They had to be admitted to a vet hospital, and that was expensive as fuck. They are fine now, but I couldn't even finish their treatment because I got no money left. Plus, our rent raised high again, and that was too much.
Well, this is how things, kinda, ended this way. So here is the reply I left, with some edits. Sorry, again, this is really long.
Things here haven't improved unfortunately. The only thing that helped is that I haven't lost my job (which I thought I did, there was no communication with my employer for 20 days and I was very worried, but we sorted it out). The thing is that my wife was getting $1200, but now she got a huge cut and she's only getting $350 a month. She opened an online paper store last May to help (and because it was her dream to do so), but we ran out of money and now she will have to close if we can't get funds. She is super depressed because of it (we both are). :(
I still need total total of $20k to pay my debts, at least I wish I could get half of it this month and the other half the next. Or at least $7k, or heck even $2k would be great already. But the longer it takes, the worse it gets.
In fact, if I don't get this money I will have to return this apartment and live with my in-laws. I love them, they are great, but living in their home will be a fucking nightmare for my wife, my dogs (which hates other animals, and my in-laws also have two) and me. Plus we will have to get rid/store of ton of furniture, utensils, electronics etc. We don't want to do that. It took almost 4 years saving for us to buy everything and live where we live. Then it took a couple year to lose everything...[1]
Well, it's either that or going back to where I used to live. But I love living here though. It's safe, everything we need is near and the neighbors are super nice. If I have to go back living in poverty, fearing for my life every single day, with constant noise and robbery, I would rather off myself.
I tried finding a second job. But I have a lot of health issues so I have to work from home. Plus, since I've been working on a low effort job, all my skills rusted, and the requirements for the jobs are through the roof... for a very low pay. I also tried selling some stuff, but the few I managed to sell didn't pay much.
The thing that also worries me is that even if I do pay all the debts, I still need to get better paid. At least $3k and a half a month. Covid really fucked my rent. Plus my wife getting her cut and me losing my second (and third) job royally screwed us over. But at least, getting those debts paid would help us breath and think of doing something else, anything to helps us out. But having this huge debt is like being slowly strangled. No air to breath, slowly dying, with no strength to fight back.
So yeah, things look very grim right now. I am getting more sick, lost ton of weight (around 15 pounds in less than a month (I guess... it's 7kg)) and I can't sleep well. I need to have a proper talk with my wife[1], and then my brother, which I also help with money, since he is 60 y/o with no job (for over 25 years) and tons of mental health issues. My dad was helping him, but he passed away two years and a half ago due to Covid.
If only I could convince 20 thousand people to give me a dollar, lmao.
Yeah, I am really afraid of tomorrow.
[1] After pondering over what I wrote that day, I talked with my wife and we decided to not leave the apartment. I guess I will just ignore my debts and focus in paying my rent and utilities, plus try to raise some money.
So that's where I am now. I actually need $1200 this month: $800 to pay part of my bills and grocery this week, and $400 to pay my wife bills next week. But really, I wish I could somehow get the $20k I owe.
But I take any help I can. My paypal is drakulakun@gmail.com. I guess just that is enough right? Let me know if I need to do anything else. Unfortunately, I can't create a gofundme page, they don't work in Brazil. So I hope that the paypal email is enough1.
Thank you so much and again, and sorry for the long post and for asking for this, for burdening you all. I am aware the situation is tough for a lot of people, and there are tons of other people in a way worse situation then mine. But I got desperate. I tried everything I could think of and this is my last recourse for an immediate help, while I keep searching for other ways to make money.
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Sorry about that, paypal.me is not available in my country. So I think you need to send the money from your paypal account or something? Again, let me know if there is an alternative, better solution.