It is Thursday night before payday. I will do the same thing I do each night before payday. Stay up a little bit until the direct deposit of my payday hits my checking account, usually 1 am or so. Then transfer money into a joint account I share with my brothers for my portion of rent and bills. Then make a payment on both my credit cards. How much depends on minimum payment, maybe, my upcoming charges, and what I can afford.
But I never plan to pay off either cards in full. I will explain why later. Because after I transfer funds for rent, and make payments on but credit cards, I look at all three accounts and see what future transaction are going to hit all accounts. And then determine what is the maximum I can afford to give to my friends in need.
Sometimes, I am a little selfish and get more vbucks for Fortnite skins. But since I also use my friend's support-a-creator-code, they will eventually get money from me. That is money they spend on themselves for fun stuff instead of food or bills. I sometimes also get a frozen pizza for myself. But most of the rest of my money goes to my disabled friends in need. Because it does feel like if I don't give them money, they suffer.
And I do this every two weeks for every paycheck.