(I'm pretty sure this legit does have a story, but I'd have to consult an LP to confirm)

I make visual novels! Also play them sometimes. Wish I had time for more of both. I also do a podcast and LPs, because I don't know how to stop myself.
(I'm pretty sure this legit does have a story, but I'd have to consult an LP to confirm)
if in-universe respawn mechanics still work you could probably make bank in a borderlands game if you were willing to get shot at a whole bunch
regrettably, bc i didnt give you IRL physics then yes, that would not just be a cloning machine that kills you lol
Ok so in Recettear the MC won't die, she hires adventurers to fight in dungeons. Fail state is the shop gets repossessed if I don't pay off the debt in a month. I think that puts me in limbo as a girl penniless in a high fantasy world so...guess I'll find a way to survive and never leave? Win state is making silly amounts of money with the shop and hiring somebody to climb to level 100 of the dungeon and fight I forget who.
edit: The adventurers also don't 'die' at 0 hp either, they toss all their loot and manage to live another day. Oh, and then again if Recette fails to meet her debt payment she was really dreaming that and does it the next go around
Almost played it safe with Gone Home. Hopeful riches include a couple vinyls and maybe the offscreen girlfriend. (Unfortunately, the age gap would be beyond impropriety). Or maybe Firewatch-- hey, an instant couple months of US Forest Service salary would be a windfall to me right now.
Thrillville: Off the rails
It is a tycoon game, but it's a tycoon game with an overarching plot with a final boss fight even.
Princess Farmer! I played through the (very cute) story and would be very contented to keep harvesting veggies for money and making flirty bunny friends along the way
I would say Yakuza 0, but the risk of getting one-shot before you can drink your little energy drinks or dying in a story beat seems too high.
the yakuza one is a good suggestion but also you do become a landlord and you might not literally die but your soul is gone
I still need to actually play Opportunity: A Sugar Baby Story, but as far as I know there's no risk of death, a bunch of hot sex, and at least some amount of money involved? I'm in
If you're allowed to leave at any point, I'd pick EXAPUNKS, because that is a game where banks all let you access their servers directly and account info is stored plaintext and ATM machines are all connected to the internet and can be reprogrammed to spit money at will, which makes it pretty easy to rack up seventeen million dollars in a single day and then fuck off. Also the character is literally doing <the exact same thing I did to beat the video game "EXAPUNKS"> for the entire game. We're both just sitting at a computer doing programming puzzles.
If you have to live there or have to beat the game to leave or something, Minecraft is an obvious option. Gold isn't even, like, hard to get. Like you can just a Fort Knox worth of Gold and it's not even particularly impressive if you've been playing for a couple of days. I assume you're allowed to set the difficulty to peaceful so there's no enemies, but even if you aren't, just don't take any risks ever. The money to risk ratio is still absurdly unbalanced in favor of money.
You, the human, can't die in Pokemon. And there's a lot of money to be made in the zubat mines...