i was just thinking and the way everyone i know says it doesn't seem to follow much from the spelling. it's like "kai-oh-tee"
/kaɪˈ(j)oʊ.ti/
but i can see how "coy-oh-tee" would probably make more sense
which seems like it should be "gyah-ruh-dose" or something but i say "gear-uh-dose"
/ɡɪərədoʊs/