there is only one budgeting app worth a damn and it's YNAB. i've been using it for years and it's absolutely perfect for my use case of being a weird-ass freelancer whose money comes from like five different places depending on the month. It's Good (tm)
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in reply to @hthrflwrs's post:
It's an absolutely wonderful app but then I moved to Canada and the one thing that YNAB absolutely, positively cannot support is when you have simultaneous bank accounts in multiple currencies :(
Actually now that I look at this there's a service that is an add on layer on top of ynab that adds the currency conversion feature ynab refuses to implement. So you subscribe to ynab and then you subscribe to a separate thing that allows your different currency budgets to talk to each other. Hm. I wonder if I should try to go back.
Oughta try this again. I gave it a shot a few years back and it kept getting out of sync somehow. Their tutorial conference calls were excellent though!
I got YNAB4 (I think they refer to it as YNAB Classic now?) way back when either on a Steam Sale or a Humble Bundle or something, and I love it to death. It's awful to me that they've moved to a subscription based service and don't support the old version that I love so much, but I simply cannot justify spending more indefinitely on something I already own. All the troubleshooting and tutorials are all for their newer versions so I have to dig through old forum/reddit posts to find help when I need it.
Do you feel the money spent on the sub is justified? I've been tempted more than once just to have access to syncing budgets again like I used to be able to do
honestly i find the purchase justifies itself! if i already had a paid copy it'd be a harder sell, but the ability to organize my finances effectively frees up more money than i'm spending on the yearly subscription
I love YNAB too! I've been using the same budget for seven (!) years now! I should make a chost about it. 😄
you should TOTALLY join the ynab train, it's so good
I also confirm this, I don't tend to have multiple income sources, but the process of assigning money to buckets as it comes in and paying from those buckets is the first budgeting app set up that ever made sense to me and it helped me rein in my "it should be fine; I make tech money" brain
Ynab is honestly one of maybe 2 or 3 apps I'd put on Life-Changing Tier. The other one I can think of off the top of my head is Brili, an app designed for ADHD people to help not get distracted or executive dysfunctiony during everyday routines.
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