i love midnight club but i'm firmly a "it peaked at midnight club 2" gal. i know most folks wax most nostalgic for 3 because of the soundtrack but licensed cars was not what i went to the series for.
MC:LA on the other hand is a really fascinating game. It really tried to modernize the Midtown Madness/MC open world stuff that Angel Studios mastered and while the difficulty is kinda brutal it's really fun in what had become a world full of way more locked-down open world racers. It really forces you to find the best routes yourself.
Otherwise I don't really know what's the go-to these days. Unbound is the only good proper cars arcade racer since like... NFS Rivals basically. The Hot Wheels Unleashed games are good fun but I also think the first one is vastly better than the second unfortunately.

