I've hit the point now where FFXIV for me is basically a crafting and gathering game with an incidental combat mmo attached, I'm deep down the rabbit hole and basically all of my playtime for the past several weeks has been devoted to gathering and crafting stuff to make money and upgrade my gear melds to be able to craft and gather better
so far I haven't made all that much money but I have burned at least 100 materia on failed overmelds