I was today years old when I learned that if you have rental car coverage in your car insurance plan, your car is more likely to be totaled after a minor accident. Apparently, if you have rental car coverage and there's a long wait for one of the damaged parts on your car, your insurance will simply total your completely repairable car so that they don't have to pay your rental car bill for the amount of time it takes a back-ordered part to show up.
