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in reply to @kukkurovaca's post:

The wording was updated in January (and again in May, hence their edit, but the bit they quoted is from January). But Stripe has had an FAQ page saying this kind of tipping isnt' allowed for at least two years, and if I had to guess they've never allowed it because it gets into a LOT of legal spaghetti if you do.

Paying each other isn't really the problem, it's having Cohost as the middleman. If you want to facilitate peer to peer money transfers, you're practically becoming a bank. There's a lot of regulation on that kind of thing and Stripe can't help you with that.

The problem is there's not an easy way to send someone money digitally without involving a third party, and the only third parties that can afford to do that for you have such overhead that it's only ever going to be your Stripes and Paypals and Venmos.

In a way, I can see why some people got excited at the idea of crypto lol. It's just...well...everything else about how it works and still needing a bank to turn it into usable money.