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They're not smarter, they're just lucky enough to have so much money they're immune to failure.
Now imagine being immune to failure all your life.
i think ive found the disconnect and it has to do with how we've misunderstood human learning i.e people prefer expert lecturers who have good flow who make you Think You've Learned Something but in reality you'd learn way more Doing so they watch ted talks and go "im a genius now.."