Piracy forced the creation of the streaming economy because their only choice was to make it easier to stream than pirate. Now every streaming service is racing to the bottom based on the belief they have captured the audience forever. The only ethical solution, therefore, is to start pirating again.
Disney+ with no ads: 110 USD for 1 year
Netflix with no ads: 186 USD for 1 year
A VPN to keep your ISP off your back while you torrent everything from all of the above and more off public trackers: 80 USD for 3 years
Bonus: No need to support a company that unabashedly seeks to own all culture, nor one that promotes hate speech that leads to the murder of trans people.
Also consider various virtual private server offerings, specifically ones that are willing to install the torrent software for you. These are a great option in particular if you have bandwidth limitation at home, as you can save things to disk on the server and then say, take a laptop out to a public or school library and download all of your media there and bring it home. SFTP is ideal for this as you'll usually already have SSH access.
If you have more time than money, private trackers are where you want to be.