Here am shilling for YNAB once again. I have never had so much knowledge of and control over my money as I do right now. It takes a bit (like 3mo) to get used to but everything is slotted to bills and necessities as money comes in, and I allocate a little towards fun stuff, and know that all my needed bills and shit are getting paid, and have now just set a really aggressive (π°) savings goal for the next year, because ynab just helped me pay off a ton of debt. Holler if you want a referral code, it's seriously so good. It's the monetary eating yr veggies, so you know that this ice cream isn't gonna fuck you up... Or some metaphor lol
i second this. ynab is transformative and will pay for itself in a month or two. you can do everything it can do with spreadsheets, but it makes it all very easy and smooth.
