you don't need to build an entire furry banking emporium you just need e-transfers
this is already a solved problem in most of the world, US banks are just laughably deficient
i can just log onto my bank and directly send someone money, they can either just receive it directly to their account or via email or sms
it is not impossible science fiction technology to just be able to send a person money without a credit card getting involved
and like yeah admittedly i cant use that to automatically pay a recurring subscription online yet (probably because all these payment processor fuckos are US based and always use credit cards but idk im not a banker) but like i can use them to pay my taxes and electric bills so we're not that far off
zhings like cashapp and zhe tons of ozher apps like it were so baffling to me for a while cause in zhe uk we can just bank transfer money instantly to each ozher
i would not have a paypal or kofi if i wasnt friends wizh americans lmao
We kinda do? My bank has Zelle as a way of sending money via my bank's app. Seems to be inconsistent though, and most people don't use it.
i mean it in zhe most polite way i can manage but having zhe concept of bank transfers registered as a Weird Company Product Name is zhe most american shit lmao
It's also scammy AF (or at least the standalone Zelle app is), which is also painfully American.
