"i have done a couple bad things"


number of years i have lived on this earth
over 30

ugh blugh my YNAB subscription is up for renewal. the problem: i really like it when it works, but the syncing is super flaky with my banking provider. when sync is working, i am constantly (like, daily??) getting ghost 2FA texts, because my credit union doesn't support proper 2FA with a normal-ass authenticator app. and when sync isn't working, it's a real pain in the butt to sit there and set it up again? the end result is basically that i haven't even used YNAB for the last 3-4 months ๐Ÿ™ƒ

so i suppose i could give up on the automation side of things and manually import transactions. but then i have to set aside time to do that at the computer, when really what i'd prefer is to use the mobile app to check on things and categorize as needed.

so anyway. ugh bluuugh i need to decide if i'm going to put in the effort to use this or not... and given the effort that it will take, is there some other method i could just be using instead...


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in reply to @thricedotted's post:

Apologies if this is unneeded (just made a post about ynab & thought to look at the tag lol), but personally I don't use the automation at all. I live in the UK & when I first started using YNAB syncing wasn't supported, so I got in the habit of spending 5 minutes at the end of every day adding my day's transactions (I've found mobile works fine for this most of the time too, even when adding manually).

By the time they added syncing I found that I actually preferred the manual approach because it makes me actually spend time thinking about each purchase actively, instead of just clicking the approve button. But that's just me, if you find the manual approach too much friction that's understandable!