us3r

the name stuck sorry

  • he/him

professional procrastinator. computer enjoyer. 1-800-didge.

posts from @us3r tagged #finance

also:

I was looking at this one artist's patreon and thinking "wow that's a lot of money per month" and then I decided to do math. So if I don't account for a regular 8 hour working day and count 24/7 for 30 days its 10$/hour, but otherwise it's 31$/hour.

I'm trying to do some other math here. I can do a flat calculation and say if they saved 30% of their income right now, no high yield accounts or whatever it'd take 8 years to put a ~80k down payment on a 400,000$ home which they could pay off in another 15 years. I used a calculator for the mortgage part cuz fuck that.



A guy at work was very knowledgeable about money and finances and stuff. It won't be much but it'll be a start. Took notes, easier to remember when I write. Even if my cursive can be odd.

For now I don't have enough to do much of anything but I have a few ideas that may help. I'll be building a very small stock portfolio in addition to the savings account but not a whole lot else.

I should still probably be applying to jobs even my resume isn't much to write home about. "Fake it until you make it"

I wish I knew what I was getting into with the IT stuff, y'know? Sometimes I can visualize better with a finished example and I don't know if it's something I even want.



I was suggested to take two nyquil and I am definitely feeling it mr krabs.

Not like, high or anything just like a strangle hold of sleep.

Wasted today doing fuck all. That wasn't smart. Oh well.

I'm gonna make a update my to do list tomorrow.

-Finish a DIY thing.
-Clean.
-Do at least one practice test.
-Get over your fear and start a conversation with someone you haven't talked to in a bit.
-Research finance more. Where to invest, at least.

I know that's probably counter to all the Marxism and junk I'm generally agreed on but look: that's not the way things work here. I'm going to have to play the Capitalist game just like everyone else that lives here, including making investments for the future.

I do wonder how it would work in a Marxist/Syndicalist/Communist/whatever society. Like would you just work and assume you get compensation? Are resources irrelevant to work and equally given to everyone? If you save up for a DIY project are you hoarding resources?

Maybe you're just not supposed to expect the same quality of living because it's not sustainable and always creates an oppressive Bourgeois class? If so why should we settle for a lower quality of life?