So far I'm not impressed by ko-fi's commission system. Basically, I pre-pay a random artist who must actively decline my commission. And there's no method for filing a dispute if the artist never delivers to me. ☹️

🗣️新金梦
Transuranic Uranian, Heldentenor Hetæra, Virtuous Virago, Treasure Without Measure, Dunning‑Kruger of Love, User Who Can Say It, Cautionary Not Aspirational, The X in "Extremely Online", Honored and Privileged to Have Shared This Hypermedia With You, Proverbial More

So far I'm not impressed by ko-fi's commission system. Basically, I pre-pay a random artist who must actively decline my commission. And there's no method for filing a dispute if the artist never delivers to me. ☹️
I'm a little astonished that they have such a thing. I thought it was intended as a tip jar. They're overreaching....
Ko-Fi also has an anti-porn policy. Like, more anti-porn than patreon's. And people keep signing up for it. 🤯
Unfortunately they need that because they're basically a thin wrapper around PayPal, but that also raises questions like "why"
Ko-fi also takes Stripe... but one could just transact money directly through Stripe's website, so I can't really say.